Disclaimer

Pastadollar.com publishes research and opinion pieces for a broad audience. Its employees are not financial advisers, registered or otherwise, and are not privy to your portfolio and personal needs.

You should not consider the writing here, whether published by the owner and written by our employees or added in comments or reviews from readers and guest contributors, to consist in any way of financial or other personal advice, and you should speak with your adviser and do your research before making any financial decisions. Choices regarding investing your money or managing your life, health, or finances are yours, and we share only our opinions, experiences, and research.

Most writing on this site consists of individual research and analysis by the author. Though the research in our published articles is believed to be accurate, there is no guarantee that it is always so. Employee authors or paid contributors must disclose within or following the text of an article any investment interest in the stocks, companies, or other investment vehicles mentioned. However, such interest will not be updated for older articles if the author’s investment interests change. Readers who comment on the site or submit a guest commentary, articles, or reviews may or may not disclose any conflicts of interest they may have, and their comments and reviews should be considered in that light.

Reader comments, reviews, guest articles, and other submissions are automatically filtered to prevent spam and occasionally monitored to remove offensive or unrelated comments but are not reviewed, approved, or edited for content or actively moderated. There is no guarantee that any comment or reader review submitted to this site by readers is accurate or appropriate. Anyone who adds any content to this site, including reviews or comments, takes responsibility for that content. Please do not post material on this site protected by copyright unless you have the right to do so. If we become aware that one of our users is a repeat copyright infringer, we will take reasonable steps to terminate that user.

We reserve the right to monitor, remove or censor any undesirable, harassing, offensive, or otherwise inappropriate content. We may remove any user-submitted material at any time, but we can not guarantee that readers will not occasionally post such material. Readers who see something they believe is inappropriate or offensive on the site should call it to our attention. We have no duty to withdraw any posts, reviews, or comments submitted by readers or subscribers other than posts that are called to our attention by the copyright owner as infringing on their rights, but we reserve the right to do so.

Those who submit reviews, guest commentary, and comments choose how they will be publicly identified (name, pseudonym, URL, etc.), and their IP address is automatically logged. Still, their identity is not confirmed or verified and may not be known by Pastadollar.com. Reviewers may request edits to their comments or reviews, and anyone may request changes, modifications, or the deletion of their statement or other submissions. Still, there is no guarantee that any item, once submitted, will be deleted or altered.

The opinions expressed by contributors in reviews and comments do not reflect the opinion of Pastadollar.com or its employees, and Pastadollar.com, Inc. can not guarantee that any statements or opinions shared by readers, contributors, commenters, reviewers, or employees are accurate or truthful. There are some paid contributors to Pastadollar.com in addition to employees. They are paid to write articles or commentary, but they are not assigned topics, and their writings are not edited for substance or content (they may be proofread or copy-edited for clarity). Each author’s article or commentary reflects that author’s opinion and analysis; the opinions of authors may differ from each other and the opinions of Pastadollar.com or its owners.

Pastadollar.com employees and paid contributors, including Nicholas Quigley, agree not to trade in any security they write about for a minimum of three days (72 hours) following the publication of a new article, except for existing orders that were in place before the article’s submission (any such orders will also always be disclosed in the article). This trading window includes equity, options, debt, or other instruments directly related to that security, stock, or company. The author may have indirect positions in some companies mentioned due to holdings in mutual funds, ETFs, Closed-End Funds, or other similar vehicles. There is no guarantee that the author is aware of the individual portfolios of any of those funds at any given time. Such indirect holdings will generally not be disclosed.

This trading restriction does not apply to follow-up comments posted in the comment/discussion area at the end of articles; those comments are often but not always responses to reader comments or questions and can be submitted at any time. They may or may not specifically mention the name of a stock being discussed or discuss the same investments covered in the original article.

Pastadollar.com is supported both by advertisers and paid subscribers. Advertisements may be displayed from some publishers or entities that may be covered editorially, but there will be no preference in editorial content due to an advertising relationship. Google serves most advertisements, and those individual advertisers are not screened or selected by Pastadollar.com. Still, some advertisers may also purchase advertising directly on the website or in the associated newsletters. Pastadollar.com may receive compensation based on reader behavior concerning advertisements, including payment for leads, purchases, or clicks/site visits made by Pastadollar.com visitors, in addition to or instead of fixed prices for the placement of the ad.

Every effort is made to prevent those advertising relationships from impacting editorial policy and decision-making. Still, it is possible that this financial relationship could sometimes represent at least the appearance of a conflict of interest.

Pastadollar.com does not solicit or accept payment for editorial coverage or endorsement of any financial provider or investment, and we are never paid to cover, promote, or ignore a specific investment or specific newsletter.

The presence of an advertisement on this site or in the email newsletters associated with this site should not imply an endorsement by Pastadollar.com or its employees, including Nicholas Quigley, of that product or service.

Occasionally, links within articles or email updates will be to sites or organizations that have advertising interests with Pastadollar.com, particularly from companies who wish to offer a service to our readers, and Pastadollar.com may be compensated if readers click on those links and/or decide to enter a business relationship with the advertised company or service. This includes, but is not limited to, affiliate marketing relationships with companies that may compensate Pastadollar.com for readers who sign up for their free or paid services using links from this website and who, in exchange, may also offer some occasional content for the site in the form of guest articles or links to free articles of relevance. These relationships are also separate from editorial decision-making at Pastadollar.com.

The offers that appear on this site may be from credit issuers from which Pastadollar.com receives compensation. This compensation may impact how and where products appear on this site (including, for example,  the order in which they appear). Pastadollar.com strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

If you have other questions about the policies or procedures of Pastadollar.com don't hesitate to get in touch with us.